Joe knows something

[beeker]

http://www.realclearpolitics.com/video/2012/02/06/biden_admits_government_subsidies_have_increased_college_tuition.html

I think that once the healthcare act kicks in fully we'll see the same trend there.  When we have 30 million more people paying for insurance, by law, first the costs will increase then the insurance will go up.  It's basic economics and it will happen despite the belief that the costs will come down because of the added receipt of premiums.